Asked By: Alexander King Date: created: Nov 21 2021

What benefits will I lose if I get married

Answered By: Ronald Cox Date: created: Nov 23 2021

Marriage itself doesn’t affect your eligibility for SSI benefits, but if your new husband or wife has income, Social Security will deem some of his or her income to you, which might reduce or end your benefits..

Asked By: Jesse Bennett Date: created: Jul 18 2021

Should I pay off my husband’s student loans

Answered By: Louis Johnson Date: created: Jul 18 2021

There are plenty of good reasons to not help your partner pay off their student loans — i.e., you have other debts to pay off yourself or they’re not good with money. … They might also be able to refinance their private and federal student loans to get a lower interest rate, reduce their monthly payment or both.

Asked By: Curtis Gray Date: created: May 11 2021

Who is responsible for student loans if you die

Answered By: Donald Hall Date: created: May 12 2021

Federal student loans are not passed on to anyone in your family or even your estate. If you die, your federal student debt is instead fully forgiven and is no longer owned or owed by anyone. Someone will need to provide proof of death to the student loan servicer managing the debt to get it discharged after death.

Asked By: Alex Hill Date: created: May 28 2021

Can they garnish my husbands wages for my student loans

Answered By: Oswald Evans Date: created: May 28 2021

The answer is yes. Your student loan creditors can garnish your spouse’s wages to recover the amount of your defaulted student loan. You don’t mention whether the loan was incurred before or after marriage. … Either way, the creditors can collect, but for different reasons.

Asked By: Christopher Carter Date: created: Jun 27 2021

Is it OK to hide things from your spouse

Answered By: Abraham Wright Date: created: Jun 29 2021

Keeping Secrets and the Right to Privacy You have the right to privacy in any relationship, including with your spouse, partner, and family. In any relationship, you have the right to keep a part of your life secret, no matter how trivial or how important, for the sole reason that you want to.

Asked By: Henry Stewart Date: created: Nov 01 2021

Can student loan debt take my house

Answered By: Graham Bell Date: created: Nov 04 2021

Unsecured Loans If a defaulted student loan is unsecured, like all federal student loans and most private student loans, the lender must sue the borrower and get a court judgment against the borrower before they can seize the borrower’s property. … They can also seize the borrower’s brokerage accounts.

Asked By: Walter Ross Date: created: Apr 12 2022

Will my student loan payment increase if I get married

Answered By: Zachary Young Date: created: Apr 15 2022

Your Payments May Go Up—or Down If you are married and file your taxes jointly–which the vast majority of couples do–your payment will be based on your combined adjusted gross income (AGI). So if getting married means you’ll have a higher AGI, your student loan payments are likely to go up.

Asked By: Cody Nelson Date: created: Jun 23 2021

Does your family have to pay your student loans when you die

Answered By: Matthew Walker Date: created: Jun 26 2021

If you die, your federal student loans will be discharged, meaning no further payments will be required. Your parent, spouse or another person you appoint will need to submit proof of death to your loan servicer. This means an original or copy of the death certificate.

Asked By: Jack Morgan Date: created: May 31 2021

Do student loans affect your spouse’s credit

Answered By: George Ramirez Date: created: May 31 2021

Your credit history file or score won’t be affected at all by your partner’s debt or credit history once you’re wed. So if you have student loans, you don’t have to worry about them having a negative impact on your spouse’s credit history. These student loans won’t be listed on your spouse’s credit report.

Asked By: Carter Lopez Date: created: May 02 2021

Can the IRS take my refund for my wife’s student loans

Answered By: Nicholas Rogers Date: created: May 05 2021

If you’re married and you file taxes jointly, the IRS may take your entire tax refund regardless of whether your spouse has any student loan debt of their own. However, it may be possible to get your spouse’s portion of the refund returned to them if you file an injured spouse claim form (IRS form 8379).

Asked By: Ronald Alexander Date: created: Nov 04 2021

How does marriage affect income based repayment

Answered By: Bruce Griffin Date: created: Nov 04 2021

If you’re on an income-driven repayment plan for your federal student loans, getting married could affect your payments. If you file your taxes as “married filing jointly,” your income and your spouse’s income will be combined into one adjusted gross income. As a result, your bill could increase significantly.

Asked By: Alejandro Kelly Date: created: Apr 17 2021

Will I inherit fiance’s debt

Answered By: Xavier Powell Date: created: Apr 19 2021

In community property states, you are not responsible for most of your spouse’s debt incurred before marriage. However, the IRS says debt taken on by either spouse after the wedding is automatically a shared debt. … Creditors can go after a couple’s joint assets to pay an individual’s debt.

Asked By: Juan Brooks Date: created: Mar 30 2022

What happens if you marry someone with debt

Answered By: Wallace Rodriguez Date: created: Mar 30 2022

Implications of Sharing Debt in Marriage If you’ve co-signed a debt or opened a joint account, late or negative payments could affect both your credit reports and scores. … So even though you may not have been directly responsible for the debt, you’d still be on the hook for repaying it if your spouse defaults.

Asked By: Douglas Perry Date: created: Apr 04 2022

Do student loans expire after 20 years

Answered By: Antonio Martinez Date: created: Apr 06 2022

Income-Based Repayment Any remaining balance on your student loans is forgiven after 25 years, unless you’re a new borrower as of July 1, 2014, in which case your unpaid balance is forgiven after 20 years.

Asked By: Curtis Scott Date: created: Apr 08 2022

Do student loans go away if you die

Answered By: Chase Foster Date: created: Apr 08 2022

If you die, then your federal student loans will be discharged after the required proof of death is submitted.

Asked By: Bernard Morgan Date: created: Jan 06 2022

What happens to student loans when you get married

Answered By: Xavier Butler Date: created: Jan 07 2022

Student loan debt remains the responsibility of the borrower even after you’re married, but marriage or common law status might affect the repayment of your student loans and your ability to take out new student loans.

Asked By: Jacob Thomas Date: created: Jul 20 2021

Is spouse responsible for student loan debt incurred before marriage

Answered By: Lucas Howard Date: created: Jul 23 2021

No. Student debt that you bring into a marriage remains your debt. Let’s say you have $30,000 in federal student loans and $40,000 in private student loans when you get married. Your spouse might help pay down your debt, but you’re the only one legally responsible.

Asked By: Blake Coleman Date: created: May 15 2022

Does your debt combine when you get married

Answered By: Albert Davis Date: created: May 15 2022

Debts you and your spouse incurred before marriage remain your own individual obligations—but you’ll share responsibility for debts you take on together after the wedding.

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